CollectionMine

… online data backup solutions and storage

admin2 On March - 9 - 2011
online data backup

Coping with the aftermath of a residential break-in, fire or other disaster can be very traumatic and present home owners with difficult challenges. The following tips are meant to help make these challenges easier to cope with in the event of a disaster. Here are things you could do today before disaster strikes:

1. Create and regularly update an inventory of the inside of your house.

2. Videotape or take pictures of the contents of your house.

3. Engrave your major belongings (TV, stereo systems, etc.) by identifying marks. Include a description of these marks on your inventory, and/or take pictures of these marks.

4. Take pictures or videotape the outside of your home from few angles and viewpoints.

5. Keep your property insurance policy, house inventory, appraisals, photos and videotape records in a secondary site.

6. Modify your notes periodically – set a specific date each year to update the inventory notes.

You must provide evidence of your loss in the event of disaster, and receipts are the best method to do it. If you don’t have checks, then photographs of the ruined or lost property made prior to the loss may make it easier to confirm the damage.

The secondary site you choose to keep your documentation, videos and photos is up to you, but using CollectionMine’s offsite data backup services will keep them safe, secure and private. You will be able to access them wherever you can connect with the Internet. You can print out as many copies as the insurance companies and adjustors require.

So have you prepared? The National Association of Insurance Commissioners (NAIC) national survey revealed nearly half – 48 percent – said they did not have an inventory of their possessions. Of those consumers who reported having a checklist, 32 percent had not taken any pictures and 58 percent had no receipts validating the cost of their possessions. In addition, 44 percent of respondents acknowledged that they had not stored their inventory in a remote location.

“A comprehensive list of your belongings and their value will help you file an insurance claim after a disaster,” said NAIC President Sandy Praeger. “Creating an inventory and storing it in a safe location away from home is one of the most basic – and most effective – disaster preparedness steps anyone can take to help protect themselves and their financial future.”

Don’t wait until disaster strikes. Follow the tips listed above and use CollectionMine’s offsite data backup services to keep your digital documents safe.

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