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admin2 On March - 6 - 2013

Consumerreports.org advises people that if they receive a notice that their personal data has been breached, they should immediately take steps to protect themselves from identity theft and fraud.

Too often skeptical consumers ignore these notices. This is unfortunate because surveys show that over 22% of notice recipients become victims of identity fraud.

Identity thieves most often attack victims with the new account scam — they open new credit accounts in their victims’ names.

If you have received a breach letter, follow these steps:

1. Add a fraud alert to your credit report. This can be done by contacting Equifax, Experian and TransUnion.

2. Place a security freeze on your credit reports.

3. Regularly monitor your financial accounts and credit reports.

4. Close any affected accounts.

Categories: Identity theft, Scams

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